Financial Calculators

Life Insurance Needs Calculator

Estimate the life cover your dependants may require based on income replacement, debt, education and emergency needs — less existing cover and liquid assets.

Your details

Income replacement

Debt & lump sums

Education

Existing cover & assets

Recommended cover

Income replacement
R 3 150 000
Debt settlement
R 1 050 000
Education funding
R 1 728 000
Emergency & once-off costs
R 150 000
Total required cover
R 6 078 000
Existing cover & liquid assets
R 700 000
Cover shortfall

Estimated shortfall of R 5 378 000. Consider closing this gap with a suitable life cover product.

Disclaimer: This calculator is for illustrative and informational purposes only and does not constitute financial advice. Actual returns, inflation, tax and fees will vary. Speak to an FSCA-authorised adviser before making any decisions.

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